The Bank of Lafayette

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Is a personal loan for you?

Personal loans have surged in popularity, due in part to increasing consumer confidence and a growing array of online lenders to provide them.

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let's say you're moving to a new community and thus need a new home for your banking and checking services, or let's say you're in a situation where you've

Tips for a successful Youth Month Savings Challenge

There’s less than two months to go until National Credit Union Youth Month™, when credit unions from coast to coast will urge kids to “Give a Hoot About Savings” and discover the life-changing power of credit union membership. As your celebration planning gets underway, don’t forget about one of the most powerful business development opportunities …

5 Things You Should Never Buy With Your Credit Card

Put that plastic away! For these six expenses, you’re better off leaving your credit card in your wallet.

Who Funds Mortgage Loans? Banks, Credit Unions, Mortgage Banks, and Brokers

Mortgage Banks channels can typically move much faster than commercial banks b/c they are less regulated, smaller and more nimble.

What Is the Difference Between a Bank and a Credit Union?

Labeled as profit mongers who invent outrageous fees and give mediocre customer service, banks have not made a good impression on consumers. As a result, many of us end up looking for alternatives.…

How to Deposit Cash: Local Banks, ATMs, and Online Banks

If you need to deposit cash into your bank account, you have several options, including your local bank branch or an ATM that accepts deposits. While it isn’t possible to make deposits directly to …

Will Credit Unions Replace Banks?

Credit unions are gaining more popularity among consumers as alternatives to banks for their higher rates and lower fees.

Are Banks Easing Up on Mortgage Standards?

Lender constraints on mortgage availability have been a major obstacle for the housing market recovery. Is that about to change? 

Why does the bank want to give me a bigger mortgage?

Personal finance expert Nicole Pedersen-McKinnon answers your questions.

Is a credit union better than a bank?

Have you ever wondered if a credit union is better than a bank? The choice between the two will ultimately boil down to the different... more >

what must banks do to extend services?

What role must banks play in ensuring that 'ATM deserts' where people struggle to access cash do not become more widespread?

“Hey, Don’t you bank at a Credit Union?”

Do you belong to a credit union? If so, has anyone ever asked you about that? Maybe someone walked up and said “Hey Joe, don’t you bank at a credit union?” What was your reply?…

Credit Union vs. Bank: Know the Difference

Interest rates remain low, though that’s no reason to stow your money under your mattress. Hiding ...

Take it to the Bank, or Go Credit Union?

Looking to decide whether to sign up at a bank or credit union? SelectQuote shares some benefits and drawbacks for each to help you choose

What’s the Difference Between a Credit Union and a Bank?

When deciding on a financial institution, you should know that there’s a big difference between credit union and bank services. Find out more here.